What is an Independent Insurance Agent?

Our agency displays the symbol of the Independent Insurance Agent. What does that mean to you as an insurance buyer?

First, because we are independent agents, we are able to represent more than one company. In fact, our agency represents several fine insurance companies. Our agents are not locked- in to one company’s policies or products. We are able to shop your insurance for you with the companies we represent–to find the best protection at the best prices. It’s just like when you buy a new car. You have plenty of makes, models, colors and options to choose from. We have the same luxury when we shop your insurance. This ability to choose is a major benefit in dealing with an independent agent.

We also have the ability to select companies that have the most efficient claims departments, so that when you have a loss you are not kept waiting for an unreasonable period of time to recover your losses.

It also goes beyond price or claims practices. We keep a close eye on the companies we represent to assure financial stability, so that you are guaranteed payment of your claims should you have a loss.

As independent agents, we are also members of professional associations. To maintain these memberships, we must conduct ourselves in a professional manner and provide our clients with the type of service they deserve. These associations offer continuing education and professional enhancement programs to help prepare us to serve you better.

All of these reasons are why you can rest assured that your insurance needs are being met by an independent agency.